Hospitality Business Insurance

Treat your business right.

Alta Pro offers competitively priced insurance coverage for a variety of hospitality risks in Michigan, Ohio, Indiana and Illinois with“A” rated, admitted and non-admitted carriers.

Program Highlights

Lines of business offered:
  • Liquor Liability
  • BOPs
  • Packages including Property, General Liability, Umbrella/Excess, Liquor Liability, Commercial Auto, Inland Marine, EPLI and Crime
  • Workers Comp
Primary General Liability limits to $1 million each occurrence/$2 million aggregate.
Property Values up to $5M can be considered.
Umbrella liability limits up to $5 million.
Excess Liquor Liability limits up to $5 million for low hazard risks and $1 million for high hazard risks.
Assault and Battery coverage available up to full limits depending on the risk characteristics.
Flexibility in risk consideration, including: Late Closings, Prior Claims, New Ventures, Live Entertainment, Special Events and Liquor receipts exceeding 75% or more.

Eligible Risks

Adult Entertainment Clubs
Bars/Taverns
Billiards
Bowling Alleys
Caterers
Charity Events
Clubs- Civil & Social
Convenience Stores
Golf Courses
Grocery Stores
Haunted Houses
Health & Exercise Clubs
Hotel/Motel
Nightclubs
Restaurants
Special Events
Sporting Events

Ineligible Risks

College Bars
BYOB Establishments
Punk, Rap or Underground bars
Biker Bars
Teen Dance Clubs

For those firms that do not fit within the above program guidelines, Alta Pro offers several other highly rated insurance carriers. For hard to place risks, such as firms with adverse claims histories, Alta Pro Plus can provide solutions.